Turnkey • Long-term rental

Turnkey Buy & Hold

Use this for stabilized rentals with minimal work. Includes a small “make-ready” budget (paint, minor fixes). No refinance assumptions.

Inputs

Purchase
Total purchase price.
As a percent of purchase price.
Minor fixes before renting (not a major rehab).
Financing
VA assumes no PMI and typically 0% down.
Set to 0% if using VA with no down payment.
Annual rate.
Usually 30.
Income
Gross rent (before vacancy/expenses).
Operating Expenses
Using % of rent
Covers vacancy, repairs, capex, property management, utilities paid by owner, etc. (Taxes/insurance handled separately below.)
Taxes & Insurance
Annual rate applied to purchase price.
Monthly homeowners insurance estimate.
Notes: This is an estimator. It does not include income taxes, depreciation, rent growth, or appreciation.

Results

Monthly Cash Flow
$0
Cash to Close
$0
Down payment + closing + initial repairs.
Cash-on-Cash (Year 1)
0%
Annual cash flow ÷ cash to close.

Item Monthly
Rent $0
Operating Expenses $0
Mortgage (P&I) $0
Property Taxes $0
Insurance $0
PMI $0
Total Costs $0
Net Cash Flow $0
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