Value-add • Refinance • Hold

BRRRR Deal Analysis

Model a heavy rehab rental and a refinance. This estimates cash invested, refi proceeds, cash left in the deal, and stabilized cash flow after refi.

Inputs

Purchase
As a percent of purchase price.
Purchase Financing (Bridge / Hard Money / Conventional)
For rehab period interest cost.
Only used if “Amortizing” is selected.
Months until stabilized and ready to refi.
Rehab & Carry
Total renovation cost paid during rehab.
Utilities, lawn/snow, etc. during rehab.
Estimate during rehab (not stabilized underwriting).
Holding cost estimate = rehab months × (loan payment + taxes/insurance + other holding). This is a simplification (high confidence for directional use, not exact).
Refinance Assumptions
New loan amount = ARV × LTV.
Assumed paid out-of-pocket at refi (not rolled into loan).
Stabilized Rental (After Refi)
Applied to ARV (common underwriting choice).
Vacancy/repairs/capex/management/etc. (taxes/insurance handled separately above).
Notes: This is a simplified BRRRR model. It assumes the purchase loan balance at refi equals the original loan amount (good fit for interest-only; approximation for amortizing).

Results

Cash Invested (pre-refi)
$0
Purchase closing + holding costs. (Purchase + rehab are financed.)
Cash Left In Deal (after refi)
$0
Invested minus net refi proceeds.
Post-Refi Cash Flow
$0
Monthly, stabilized.

Item Value
Total Loan Amount (Purchase + Rehab) $0
Estimated Holding Costs (total) $0
New Refi Loan (ARV × LTV) $0
Refi Closing Costs $0
Net Refi Proceeds (approx) $0
Equity Created (ARV − total basis) $0
Cash-on-Cash (post-refi) 0%
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